1.  Property Information:

• Copy of Purchase and Sales Agreement or accepted Offer to Purchase

• Verification of source of checks used for deposit money

• Copy of listing sheet

2.  Employment:

• Last 2 years of W-2's (if self employed, 2 years complete and signed 1040's).

• Current year-to-date pay stub (covering the last 30 days).

• Complete addresses and phone numbers of employers for the last 2 years.

3.  Residences:

• Complete addresses of all residences for the last 2 years, including names, and addresses of landlords, if applicable.

• Copies (front & back) of 12 months cancelled rent or mortgage checks or satisfactory landlord references verifying amount paid and length of tenancy.

4.  Liquid Assets: (checking, savings, and/or investment accounts used for the purchase of property)

• Complete addresses and account numbers of checking, savings, and or investment accounts.

• 2 months of statements and/or passbook.

• Verification of the source of any large deposits in statements provided.

• If receiving gift funds, fully executed Gift Letter.

5.  Installment loans. (mortgages, auto, student personal, boat, etc).

• Complete account numbers, addresses, and balances.

• Monthly payments.

• Credit explanations for all credit derogatories.

6.  Revolving Credit Cards.

• Complete account numbers.

• Most recent statements of frequently used credit cards.

• Monthly payments and balances.

7.  Miscellaneous:

• If separated/divorced: a copy of separation. divorce decree and /or child support agreement.

• If resident alien: a copy of both sides of Resident Alien Card.

• If relocation or new positions: a copy of Offer Letter and relocation benefits, if applicable.

NOTE:  Part of items 5 and 6 can be obtained from your credit report.

 Please speak with your loan officer.